Hold Your Bitcoin with Confidence

Hold Your Bitcoin with Confidence

Smart Vault gives you full control over your Bitcoin - plus built-in safety nets for recovery and inheritance, without relying on third parties.

Smart Vault Dashboard on Laptop

Why Smart Vault?

Self-custody doesn't have to mean self-risk. With Smart Vault, you stay in control while having built-in systems for recovery, continuity, and inheritance.

Full Control

You hold the keys and decide when and how your Bitcoin moves.
With Smart Vault, every action is under your control, without relying on third parties.
Full Control

Open-Source Security

21st Capital relies exclusively on battle-tested open-source tools like Liana, BitBox02, and Coldcard.
With transparent code and no hidden backdoors, you keep full, independent access to your Bitcoin, no matter what happens to any provider, including 21st Capital.
Open-Source Security

Recovery-Ready

Even in the event of total key loss, our rescue protocols let you regain access safely.
Smart Vault ensures your holdings remain secure and retrievable under any scenario.
Recovery-Ready

Inheritance-Enabled

Plan seamless wealth transfer to your heirs without exposing balances.
Smart Vault automates inheritance privately and reliably, so your legacy is protected.
Inheritance-Enabled

How It Works

The Smart Vault is an advanced multisig (multi-signature) system designed to provide the highest level of security and flexibility for your assets.

Privacy by Default

Privacy by Default

  • No required personal details — stay as private as you choose.
  • Your vault stays in your control, and only you can view your balances.
  • 21st Capital serves as your self-custody guardian, ready to help you recover access if something goes wrong — without ever having unilateral control.
Multisig Structure Icon

Multisig Structure

  • 2-of-3 setup: secure, redundant, reliable
  • We never have access on our own
  • Optional time-locks for added recovery layers
Rescue Protocols

Rescue Protocols

  • Lost both keys? Vault unlocks after a custom time delay
  • Step-by-step guided recovery using a new secure key setup
  • All protocols happen on-chain or hybrid - your choice
Built-In Inheritance

Built-In Inheritance. No Lawyers Required.

  • Automatic Activation: Triggered by inactivity
  • Fully Private: No balance visibility until time-lock expires
  • Flexible Setup: Use Rescue Key or set separate heir keys
  • Cross-Compatible: Works with any custody model you choose

Smart Vault integrates with leading hardware wallets

BitBox02COLD CARDBlockstreamLedger

Pricing table

Straightforward pricing for secure Bitcoin self-custody.

Annual subscription
$395 / year
Onboarding (1-on-1)
$495
Optional KYC-free setup
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Wallet type
Multi Signature
No single point of failure (multisig)
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Duress protection
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Loss Protection
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Rescue key
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Time Lock Capability
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Pick your plan